Frequently Asked Questions

Start with buying or renting, then choose a property type and location. Add budget, bedrooms or area filters when useful. Clear a filter if the results become too narrow. Browse properties →

Asking Price is the listed sale amount. Price per Square Meter is a rate, not the total purchase price. Monthly Rent is a recurring rental amount. Available Price Range covers different units or models; the price depends on the option selected. Confirm the applicable price and inclusions before proceeding.

No. It shows when the listing page was edited. It does not confirm that a property is still available or that its price was checked on that date. Use “Ask about this property” to request current details.

Tell us your preferred location, property type, budget and timing. Include any must-have features so we can understand your requirements. Share your requirements →

Shortlist suitable properties, confirm current details and arrange a viewing. Review ownership or project documents, costs and financing before agreeing to written terms. Payment, signing and registration steps depend on the transaction; request a property-specific checklist before committing.

Check the seller’s identity and authority, ownership documents, property condition, boundaries or unit details, access, restrictions and outstanding obligations. For a development, review the relevant project approvals and sales documents. Have the documents assessed for your particular transaction before paying or signing.

A land title records registered ownership and annotations. A Condominium Certificate of Title (CCT) relates to a condominium unit. A Deed of Absolute Sale documents a sale; signing it does not replace the tax, registration and other steps needed to complete a transfer. Verify the relevant records with the Registry of Deeds and obtain advice on the documents.

Ask what the payment reserves, how long the reservation lasts, whether it is credited toward the price, and what refund or cancellation terms apply. Request those terms in writing before paying; do not assume every reservation fee has the same conditions.

Review the applicable deed of restrictions, condominium rules and other property or project requirements. These may affect construction, renovations, leasing, pets, business use and fees. Request the actual documents rather than relying on a general listing summary.

Open the rental listing and choose “Ask about this property.” Include your preferred move-in date, intended lease length, number of occupants and any important requirements. Availability and viewing arrangements will need confirmation.

Confirm monthly rent, advance payments, deposits, utilities, association dues, parking, furnishing and maintenance responsibilities. Ask about renewal, termination and deposit-return conditions. Amounts and terms vary by property and written agreement.

Inspect the property and record its condition and included items. Confirm the person offering it has authority to lease it, and read the written payment, repair and occupancy terms. Resolve unclear points before signing or making a payment.

Depending on the property, options may include cash, developer instalments or lender financing. Reservation payments, equity schedules and loan payments are different commitments. Ask which options apply to the particular listing and obtain a written computation.

Enter the total property price, your down-payment percentage, an annual interest-rate assumption and the loan term. The tool estimates monthly principal and interest using a fixed rate throughout the term. A property priced per square metre or shown as a range needs a confirmed total price first. Open the calculator →

The estimate excludes taxes, transfer and registration costs, lender fees, insurance, association dues and reservation or developer equity schedules. Actual loan rates may change at repricing. Request a full property and lender computation before deciding.

No. The calculator is a planning tool. Approval, the loan amount, rate and repayment terms depend on the lender’s assessment and the property. Confirm current requirements directly with the lender.

Ask for an itemised estimate of applicable taxes, registration and transfer fees, professional fees and other charges. Tax treatment depends on the property and transaction; confirm who pays each charge in the written agreement. For example, capital-gains tax treatment for a capital asset differs from ordinary-asset treatment. BIR capital-gains tax guidance.

An appraisal is an assessment of property value for a stated purpose, such as lending. BIR zonal value is a tax valuation reference. Neither automatically equals the asking price or the amount a lender will approve. Confirm the appropriate valuation basis for the transaction.

Contact the lender or developer promptly to discuss the account and any available options. Late payment, cancellation and foreclosure consequences depend on the agreement and applicable law. Obtain advice before agreeing to a restructuring or taking further action.

Use “Ask about this property” on the listing and suggest your preferred dates and times. Include your contact details and any access needs. A viewing is subject to confirmation with the owner, developer or representative.

The inquiry form on a listing carries the property context, including its title and link, so you can focus on your question. If you use the general Request Form instead, include the listing title or link in your message.

Tell us your goal, preferred location, property type, budget and timing. For a specific listing, mention what you want to confirm, such as price, availability, features, financing or a viewing. Avoid sending identity documents or bank details with an initial inquiry.

You can use the website form, call 0917 114 6166, or contact us through Viber, WhatsApp or email. Choose the channel convenient for you. View contact details →

Use the Request Form to tell us that you want to sell or offer your property for rent. Include the location, property type, size, asking price or intended monthly rent, and a brief description. We can discuss the appropriate next step after reviewing your request. Share your property details →

Prepare accurate property details, current photos if available, and information about your authority to offer the property. For the initial message, a summary is sufficient; supporting documents can be discussed through an appropriate follow-up channel.

Cebu Property Buzz is led by Junie B. Alon, CPA, Real Estate Broker. PRC REB No. 0035478 · DHSUD No. R7-B-8447. Learn more about Junie → For real estate services and support with your property plans, visit IslandWave Realty.

A real estate broker is a licensed practitioner. An accredited real estate salesperson performs services for and on behalf of a licensed broker. Verify the practitioner’s current credentials and the authority relevant to your transaction. Real Estate Service Act.

Property management may involve tenant coordination, maintenance and administration. The scope varies by provider and agreement. Tell us what support you need so we can discuss a suitable next step, without assuming that every management service is included. Contact us →

Foreign nationals are generally restricted from acquiring Philippine land, subject to legal exceptions. Condominium ownership depends on the project’s ownership structure and applicable nationality restrictions; a townhouse is not automatically an eligible condominium. Obtain a review of the specific property before committing. Philippine Constitution, Article XII · Condominium Act.

Eligibility can depend on citizenship status, whether the person is natural-born, the intended use and applicable land limits. Reacquired citizenship and former-citizen land rights are distinct situations. Confirm your status and the proposed acquisition with a qualified adviser. Constitution, Article XII, Section 8.

A lease grants contractual use for an agreed period; it is not ownership of the land. Inheritance has its own legal requirements. The amended Investors’ Lease Act permits qualifying foreign-investor leases of up to 99 years subject to conditions; this is not a universal residential lease entitlement. Obtain advice on the arrangement that applies to you. Investors’ Lease Act amendment.

Check current Special Resident Retiree’s Visa (SRRV) programmes, requirements and conditions directly with the Philippine Retirement Authority. A visa does not by itself remove property-ownership restrictions. Official SRRV information →.

No. A Real Estate Investment Trust (REIT) is an investment in a company, rather than direct ownership of a particular home, unit or lot. Its investment risks and terms need separate consideration. For your CPB search, focus on the details and costs of the property you are considering.